Welcome to Wealthopedia (the “Website” or “Service”). We value and respect your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit or use our Website within the United States.

By accessing or using the Website, you agree to this Privacy Policy. If you do not agree, please discontinue use of the Website immediately.

Information We Collect

1. Personal Information
   We may collect personal information that you voluntarily provide, such as:

   • Name
   • Email address
   • Phone number
   • Billing or payment information (if applicable)
   • Any other information you choose to provide (e.g., when filling out a form, signing up for newsletters)

2. Non-Personal Information
   We automatically collect certain non-personal information, which may include:

   • IP address
   • Browser type and version
   • Operating system and platform
   • Pages you visit, time and date of your visit, and other usage data
   • General geographic location (e.g., city/state)

3. Cookies and Similar Technologies
   We use cookies, beacons, tags, and scripts to:

   • Enhance your experience
   • Analyze trends and usage
   • Remember your preferences
   • Measure marketing effectiveness

   You can set your browser to refuse cookies or to alert you when cookies are being sent. Note that blocking or deleting cookies may affect the functionality of the Website.

How We Use Your Information

We may use the collected information for purposes that include, but are not limited to:

1. Providing and Improving the Service

   • To operate, maintain, and improve our Website and services
   • To personalize your experience on our Website

2. Communication

   • To respond to your inquiries, comments, or requests
   • To send newsletters, marketing communications, or other updates (only if you opt in)

3. Analytics and Research

   • To monitor and analyze usage and trends
   • To measure the effectiveness of our content and marketing efforts

4. Compliance and Protection

   • To comply with applicable laws, regulations, or legal processes
   • To protect the rights, privacy, safety, or property of Wealthopedia, our users, or others
   • To enforce our terms and policies

Disclosure of Your Information

We may share your personal information in the following situations:

1. Service Providers
   We share your data with third parties who provide services to us (e.g., hosting, analytics, email delivery, marketing). These service providers are authorized to use your personal information only as necessary to provide their services to us.

2. Business Transactions
   If we are involved in a merger, acquisition, financing, or sale of assets, your information may be transferred as part of that transaction. We will notify you by email and/or a prominent notice on our Website of any change in ownership.

3. Legal Compliance
   We may disclose your information to comply with laws, respond to lawful requests, protect our rights, or ensure the safety of our users and third parties.

4. With Your Consent
   We may share your information for any other purposes with your explicit consent.

Your California Privacy Rights (For California Residents)

If you are a resident of California, you are entitled to certain rights under the California Consumer Privacy Act (CCPA) and subsequent amendments (including the CPRA). Subject to any exceptions provided by law, you may have the right to:

1. Request Disclosure

   • You can request information about our collection and use of your personal information over the past 12 months, including categories of personal information collected, sources, purposes, and any third parties with whom we share it.

2. Request Deletion

   • You can request that we delete any personal information about you that we hold, subject to certain exceptions.

3. Opt-Out of Sale or Sharing

   • We do not sell personal information. If in the future we plan to sell personal information, we will provide a clear option for you to opt out before doing so.

4. Non-Discrimination

   • We will not discriminate against you for exercising any of your CCPA rights.

To exercise any of these rights or if you have questions about these rights, please email us at info@wealthopedia.com.

Do Not Track

Some web browsers include a “Do Not Track” (DNT) feature. At this time, we do not respond to DNT signals. We will continue to review DNT and may update our policy once a uniform standard is established.

Third-Party Links and Services

Our Website may contain links to third-party websites, services, or plugins that are not operated or controlled by us. We are not responsible for the privacy practices of these third parties. We encourage you to review their privacy policies before providing any personal information.

Children’s Privacy

Our Website is not directed to children under the age of 13. We do not knowingly collect personal information from children under 13, in accordance with the Children’s Online Privacy Protection Act (COPPA). If you believe a child under 13 has provided us with personal information, please contact us. We will delete such information as soon as reasonably practicable.

Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes for which it was collected, unless a longer retention period is required by law. We may also retain backup or archival copies in our systems for a period consistent with data retention practices.

Data Security

We take reasonable measures to protect the confidentiality, integrity, and security of your information. However, no website, internet transmission, or data storage system can be guaranteed to be 100% secure. If you have reason to believe that your interaction with us is no longer secure, please contact us immediately.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we do, we will revise the “Last Updated” date at the top of this policy. Changes to this Privacy Policy are effective when they are posted on this page. We encourage you to review this page periodically to stay informed of any updates.

Contact Us

If you have any questions about this Privacy Policy, or wish to exercise any of your rights, please contact us at:

Wealthopedia
Email: info@wealthopedia.com