Student Loans
What Happens to Student Loans When the Borrower Dies?
Federal student loans are fully discharged upon a borrower's death with proper documentation. Private student loan policies vary by lender, with some offering discharge...
Loans
Maximum Federal Student Loan Limits for Undergraduates: What You Need to Know
The maximum lifetime federal student loan amount for dependent undergraduates is $31,000 (with no more than $23,000 in subsidized loans), while independent undergraduates can...
Loans
Can You Pay Student Loans With a Credit Card? What You Need to Know
No, you typically cannot pay student loans directly with a credit card. Federal and most private loan servicers don't accept credit cards as payment...
Loans
What Happens If You Don’t Pay Student Loans? Consequences & Solutions
Missing student loan payments triggers a cascade of consequences including credit damage, collection costs, potential wage garnishment, tax refund seizure, and loss of borrowing...
Loans
How to Take Out Student Loans: A Complete Step-by-Step Guide
To take out student loans in the United States, start by submitting the Free Application for Federal Student Aid (FAFSA) as early as October...
Loans
Are Student Loans Unsecured? Understanding Loan Security
Yes, most student loans in the United States—both federal and private—are unsecured loans. This means no collateral is required to obtain them, unlike secured...
Loans
How Student Loans Affect Your Credit Score: The Complete Guide
Student loans directly impact your credit score in both positive and negative ways. When managed responsibly with on-time payments, they can help build your...
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