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How to Take Out a Personal Student Loan: A Comprehensive Guide

Financing a college education can be one of the most challenging hurdles for students and their families. While scholarships, grants, and federal loans provide...

Personal Loan vs. Line of Credit: Which is Right for You?

Imagine this: You’re finally ready to renovate your home, buy a new car, or cover an unexpected expense, but you don’t have enough savings....

Navigating Private Student Loan Repayment: Is Income-Based Repayment an Option?

Paying back your private student loans is like sailing in uncharted waters. You graduate from college and find your first job awaiting you. And...

International Student Loans in the USA Without a Cosigner

International students aspired for a standard of education at an American institution; however, the exorbitant fees of schooling and the requisite availability of housing...

What Is Discretionary Spending on Student Loans? A Complete Guide for Borrowers

If you’re repaying student loans, you’ve probably heard the term “discretionary income” thrown around, especially if you’re considering an income-driven repayment (IDR) plan. But...

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