Payday Loans

Payday loans typically don't affect your credit score—unless you default. While on-time payments won't help build credit (they aren't reported to major bureaus), unpaid...

To qualify for a payday loan, you'll need to be at least 18 years old, have valid government ID, proof of steady income, an...

TL;DR: Most payday loans don't require credit checks, which makes them accessible for those with poor credit scores. However, this means successful repayments won't...

The bottom line is that you cannot go to jail simply for failing to repay a payday loan in the United States. Unpaid debts are...

Yes, payday loans can garnish your wages—but only after lenders take specific legal steps. Lenders must sue you, win a court judgment, and obtain...

The number of payday loans you can have simultaneously varies significantly by state—some states allow multiple loans with specific caps, others limit you to...

When financial emergencies strike, many Americans find themselves searching for quick cash solutions that don't require extensive credit verification. No credit check payday loans...