Loans
How Many Payday Loans Can You Have at Once?
The number of payday loans you can have simultaneously varies significantly by state. Some states restrict borrowers to just one loan at a time...
Loans
A-1 Payday Loans: What to Know Before You Borrow
An A-1 payday loan (or "1 payday loan") refers to a single, short-term cash advance typically due on your next payday. These loans usually...
Loans
Are Payday Loans Installment or Revolving? Understanding the Difference
Traditional payday loans are neither installment nor revolving—they're typically structured as single-payment loans due in full on your next payday. However, some states now...
Loans
Can a Payday Loan Sue You After 7 Years? Understanding Time Limitations
No, a payday lender typically cannot successfully sue you after 7 years for an unpaid loan. Most states have statutes of limitations shorter than...
Payday Loans
Is Balance Credit a Payday Loan? Understanding the Key Differences
No, Balance Credit is not a payday loan. While both financial products serve people seeking quick funds, Balance Credit offers installment loans that work...
Payday Loans
Do Payday Loans Affect Your Credit Score? The Truth Revealed
Payday loans typically don't affect your credit score—unless you default. While on-time payments won't help build credit (they aren't reported to major bureaus), unpaid...
Loans
How to Get a Payday Loan: Essential Requirements & Application Guide
To qualify for a payday loan, you'll need to be at least 18 years old, have valid government ID, proof of steady income, an...
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