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Pre-Bankruptcy Credit Counseling: Your Essential First Step Before Filing

Pre-bankruptcy credit counseling is a mandatory 60-minute session required by federal law for anyone filing Chapter 7 or Chapter 13 bankruptcy. You must complete...

Breaking Free: How Credit Card Debt Counseling Can Transform Your Financial Future

Credit card debt counseling is a service offered by nonprofit organizations that helps you manage and eliminate credit card debt through personalized financial assessment,...

Finding Financial Freedom: How Consolidation Credit Counseling Services Can Help You Break Free From Debt

Consolidation credit counseling services help you combine multiple unsecured debts into a single monthly payment with lower interest rates, typically through a debt management...

Money Management International: Your Path to Financial Freedom

Drowning in debt? You're not alone. The average American carries over $96,000 in debt, but there's a lifeline available that many don't know about....

Chapter 13 Credit Counseling: Essential Guide to Bankruptcy Requirements

Filing for Chapter 13 bankruptcy? You'll need to complete mandatory credit counseling within 180 days before filing and a debtor education course afterward. These...

Consumer Credit Counseling Debt Consolidation: Your Path to Financial Freedom

Struggling with mounting debt? Consumer credit counseling debt consolidation offers a practical solution without requiring new loans. These nonprofit services can reduce your interest...

How to File Bankruptcy Yourself: A 10-Step Guide to Filing Pro Se

Yes, you can file bankruptcy without a lawyer. While challenging, filing bankruptcy yourself (known as "pro se") can save you thousands in attorney fees....

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