Credit Counseling

Picture this: You're staring at your monthly bills again, that familiar knot forming in your stomach as you see the same credit card balances...

Picture this: You're sitting at your kitchen table at 2 AM, calculator in one hand, coffee in the other, staring at a student loan...

Pre-bankruptcy credit counseling is a mandatory 60-minute session required by federal law for anyone filing Chapter 7 or Chapter 13 bankruptcy. You must complete...

Credit card debt counseling is a service offered by nonprofit organizations that helps you manage and eliminate credit card debt through personalized financial assessment,...

Consolidation credit counseling services help you combine multiple unsecured debts into a single monthly payment with lower interest rates, typically through a debt management...

Drowning in debt? You're not alone. The average American carries over $96,000 in debt, but there's a lifeline available that many don't know about....

Filing for Chapter 13 bankruptcy? You'll need to complete mandatory credit counseling within 180 days before filing and a debtor education course afterward. These...