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Ryan Matthews

Do You Need a License to Sell Long-Term Disability Insurance? Complete Guide

Yes, you need a state-issued insurance producer license with a health or accident & health line of authority to sell long-term disability insurance in...

Is a Home Equity Loan a Second Mortgage? Everything You Need to Know

Yes, a home equity loan typically functions as a second mortgage when you already have an existing primary mortgage on your property. This loan...

VA Mortgage Loans: The Ultimate Guide for Veterans and Service Members

VA mortgage loans offer qualified veterans and active service members the opportunity to buy homes with zero down payment and no PMI. These government-backed...

Navigating the Mortgage Loan Landscape: What Every Homebuyer Should Know

Ready to buy a home but not sure where to start with financing? Here's what you need to know: Mortgage loans are secured loans...

How Do You Calculate a Mortgage Loan? A Complete Guide

Want the quick answer? To calculate a mortgage loan, you'll need to use the formula M = P × /, where M is the...

FHA Mortgage Loans: Opening Doors to Homeownership When Traditional Routes Fail

If you're struggling with a low credit score or limited savings but dream of homeownership, an FHA loan might be your solution. These government-backed...

How Much Does Cat Insurance Cost? The 2025 Complete Guide

Looking for a quick answer? Cat insurance typically costs $23-$32 per month for standard coverage, with prices ranging from $14-$38 depending on age, breed,...

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