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Ryan Matthews

Can You Remove Student Loans From Your Credit Report? Here’s What You Should Know

TL;DR: You can only remove student loans from your credit report if the information is inaccurate or if you've rehabilitated defaulted federal loans. Otherwise,...

How to Use Student Loans for Off-Campus Housing: A Complete Guide

Yes, you can use student loans to pay for off-campus housing. Both federal and private student loans can cover rent, utilities, and basic living...

How Long Does It Take to Get a Student Loan? Timeline and Tips

For students anxious about financing their education, the time from application to receiving funds can feel like an eternity. The short answer: federal student...

Can Student Loans Cover Housing? A Complete Guide

Yes, student loans can cover housing costs both on and off campus. Whether you're living in a dorm or renting an apartment, your student...

Is It Illegal to Spend Student Loan Money? The Truth About Loan Usage

TL;DR: Yes, using student loan money for non-educational expenses is illegal in the United States. When accepting student loans, you agree to use funds...

How Much Disability Insurance Do I Need? A Complete Guide

The right disability insurance amount typically falls between 60-70% of your gross income. This percentage usually provides enough coverage to maintain your essential living...

Guaranteed Renewable Disability Insurance: Protection That Grows With You

In short: A guaranteed renewable disability insurance policy gives you the right to renew your coverage each year as long as you pay your...

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