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Fiona Brooks

What Happens to Student Loans When the Borrower Dies?

Federal student loans are fully discharged upon a borrower's death with proper documentation. Private student loan policies vary by lender, with some offering discharge...

Maximum Federal Student Loan Limits for Undergraduates: What You Need to Know

 The maximum lifetime federal student loan amount for dependent undergraduates is $31,000 (with no more than $23,000 in subsidized loans), while independent undergraduates can...

Can You Pay Student Loans With a Credit Card? What You Need to Know

 No, you typically cannot pay student loans directly with a credit card. Federal and most private loan servicers don't accept credit cards as payment...

What Happens If You Don’t Pay Student Loans? Consequences & Solutions

 Missing student loan payments triggers a cascade of consequences including credit damage, collection costs, potential wage garnishment, tax refund seizure, and loss of borrowing...

How to Take Out Student Loans: A Complete Step-by-Step Guide

To take out student loans in the United States, start by submitting the Free Application for Federal Student Aid (FAFSA) as early as October...

How Many Payday Loans Can You Have at Once? State-by-State Guide

The number of payday loans you can have simultaneously varies significantly by state—some states allow multiple loans with specific caps, others limit you to...

How Student Loans Affect Your Credit Score: The Complete Guide

If you're wondering about the impact of student loans on your credit score, here's what you need to know: Student loans can both help...

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