Theresa Mitchell

Have you ever found yourself staring at your bank account, wondering where all your money went? Or have you felt that knot in your...

Are you juggling multiple credit card bills with sky-high interest rates? Do you dread checking the mail because of collection notices? If financial stress...

Key TakeawaysLegal Reality: States cannot legally declare bankruptcy under current U.S. law. Instead, they face alternatives like fiscal emergencies, debt restructuring, federal intervention,...

Introduction Are you considering a career where you can make a real difference in people's financial lives while enjoying flexibility and impressive earning potential? Becoming...

Introduction The collection calls won't stop. Your mailbox fills with past-due notices faster than you can open them. The knot in your stomach tightens each...

Are you juggling multiple debt payments each month, watching interest pile up faster than you can pay it down? You're not alone. Millions of...

Key Takeaways:Credit unions offer superior debt consolidation options compared to traditional banks, with lower interest rates (6-18% APR vs. 12-25% APR), minimal fees,...